Homeowners Insurance Claims for Water Damage
Our public adjusters pour over every detail of your homeowners insurance policy to make sure you know what you are entitled to recover from water damage.
Water damage can come from storms and floods or from a frozen and burst pipe. Within moments, the ceilings, walls, and floors of your home can be damaged along with expensive electrical systems. Also, the moisture from water damage can lead to mold growth, making your home unsafe. The immediate need to clean up and control as much damage as possible may delay you in the beginning, but organizing a plan for the handling of your water damage claim will be vital to your recovery.
Our team of public adjusters will work on your behalf and negotiate with your insurance company for maximum claim recovery. As your trusted advisors, we are fluent with insurance policy terms and conditions. We will evaluate and document your property’s water damage in full detail to make sure you receive the optimum amount to recover. Our expertise and successful history in getting fair settlements have made us the public adjusters Colorado policyholders trust most for water damage home insurance claims. Our CO adjusters will help you prepare and file a claim to get you more, sooner.
What To Focus On After Water Damage
Can you get paid for your time?
Are you entitled to an advance from the insurance company? What is reasonable?
What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.
How much do I really need to know?
How much of my time will this take?
How can I minimize the emotional toll on my family?
How can I minimize the effect on my work/career?
How large of an advance should I expect?
Is there anyone on my side?
How much time over the next several months will you need to put aside to handle your claim properly? How will all of those hours affect your family? Your job?
What is the emotional investment that you will need to commit to the process?
Property Damage Losses Homeowners Claims Recovery Process
How Our Public Adjusters Help You
- Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
- Strategy Valuing, documenting, and substantiating every detail.
- Communication Keeping you informed every step of the way.
- Negotiation Negotiating on your behalf with your insurance company.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Homeowners We Have Helped
Client References & Testimonials
- Robin Castellino - Boulder, CO
What could have been a depressing and very difficult period of our lives was tremendously alleviated by your company. You took care of our lives during the nine months, relieving us of the pressure of negotiating every line item (of which there were hundreds) with [our insurance company]. This enabled us to lead our lives as normally as possible.Tay & Roger HahnHomeowners
Massive Mission Street fire requires novel solution. Insurer’s response jeopardizes a hardware store’s recovery