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Industry Specific Services Apartments

"Most importantly, Apartment & Condominium Concepts Unlimited, Inc. has recovered more insurance money for their clients through the efforts of Adjusters International than we ever would have been able to collect had we tried to adjust the claims ourselves through the Adjusters of the individual insurance carriers. The time which your personnel have spent with my Property Managers in dealing with very sensitive issues has been greatly appreciated."
David W. Phifer
Apartment & Condominium Concepts Unlimited - Denver, CO

Your Situation

Situation 1
1
You just suffered serious damage to your apartment complex and you are wondering what to do next.
Situation 2
2
You call your insurance company and wait for an adjuster to come out hoping that they will have your best interests at heart.
Situation 3
3
You moved from the asset side of your insurance company's ledger to the liability side of their ledger.

How We Can Help

The More You Know, The Better The Results.

  • Settlement We will negotiate the best possible settlement.
  • Peace of Mind We can help you get back to your lives, family, and business sooner.
  • Administration We cover every part in preparing and settling your claim.
  • Team A team of experts on your side.

Factors To Consider

When filing an apartment complex insurance claim, there are many factors that need to be taken into consideration. To help you navigate the process, we have put together several talking points for you to review. Having a full understanding of each of the below bullet points is crucial to documenting, filing, and successfully settling your insurance claim. If any of these questions give you pause, please feel free to reach out to us for a no-cost discussion about your claim.
  • Can tenants stay in the undamaged units? Liability issues may make this a dangerous idea.
  • Your loss of rents claim is more than just submitting lease agreements. Why?
  • Replacement properties. Lease purchase strategy. Is it good for you?
  • Is it always beneficial for your building/property to be considered a “total loss?” If not, why not?
  • Are relocation expenses for Section 8 Housing tenants covered?
  • Frequently insurance companies use independent building consultants to prepare bids.
    • Who are these consultants?
    • Who are they working for?
    • Do they only work for insurance companies? Why this should be a red flag.
  • What does Title 24 and handicap access mean to you and your claim?
  • If you place displaced tenants in undamaged units, how does it affect your rents claim?
  • Is there coinsurance in your policy?
    • If there is, what does it mean?
    • If there is, did your insurance adjuster tell you? If not, why not?
    • How is coinsurance calculated on replacement cost? On actual cash value?
    • Properly managing coinsurance can prevent disaster. Not properly managing coinsurance can put you out of business!
  • Asbestos and lead-containing materials can have a major impact on your claim. Are you aware of how to properly address these in order to avoid future liability issues?
    • Hazardous materials such as asbestos and lead can be expensive to address.
    • You want to make sure your insurance carrier does not cut corners when addressing this issue.
  • Does your policy pay for removal of your tenants’ personal property? Disposal of your tenants’ property? Storage of your tenants’ property?
  • Are your continuing property management fees covered?
  • Code Upgrade coverage is very important when rebuilding after a fire.
    • How does your coverage address code coverage?
    • Green building upgrades?
    • If your coverage is limited, is there anything you can do about it?
  • What is your broker or agent’s role?
    • Will he/she be adjusting the claim?
    • How many claims has he/she handled?
    • Will his/her role be active or passive?
    • What is his/her background in construction?
    • When faced with supporting your position or the insurance company’s, where will he/she stand?

Apartments Client References

  • A-1 Custom Trophies, Inc. - Westminster, CO
  • Abbey at Cherry Creek HOA - Denver, CO
  • Abdiana - Kansas City, MO
  • Acacia Equities - Thornton, CO
  • AIMCO Properties - Boulder, CO
  • Alpha Dental Care - Aurora, CO
  • Alvarado Apartments - Albuquerque, NM
  • American Federal Bank - East Grand Forks, MN
  • Ammons Park Home Owners - Lakewood, CO
  • Apartment & Condominium Concepts Unlimited, Inc. - Golden, CO
  • Apple Creek Home Owners Association - Arvada, CO
  • Arapahoe Mental Health Center - Englewood, CO
  • Arco Shenandoah Partnership - St. Louis, MO
  • Ashwood Park - Pasadena, TX
  • Atlantic Vue Towers Inc. - Miami Beach, FL
  • Aurora Meadows - Aurora, CO
  • Bank Of Chesterfield - Chesterfield, MO
  • Bank Of Nova Scotia - St. Croix, US Virgin Islands
  • Bear Creek Run - Lakewood, CO
  • Beaumont Place Home Owners Association - Denver, CO
  • Bennington Ridge Apartments - Kansas City, MO
  • BJD Properties - St. Louis, MO
  • The Bluffs - Boulder, CO
  • Board of County Commissioners - Topeka, KS
  • Bob's Grocery - Englewood, CO
  • Brandy Chase II Home Owners Association - Aurora, CO
  • Briar Hill Apartments - Kansas City, MO
  • Brickell Bay Club Condominium Association Inc. - Miami, FL
  • Brickell Bay Tower Condominiums - Miami, FL
  • Brickell Town House Association, Inc. - Miami, FL
  • Brickness Town House - Miami, FL
  • Cabrita Point Condo Association - St. Thomas, US Virgin Islands
  • Campus Pointe Apartments - Tempe, AZ
  • Carriage Green Apartments - Aurora, CO
  • The Cascades - Arlington, TX
  • Cedar Court Home Owners Association - Denver, CO
  • Cherry Creek Greens Venture - Denver, CO
  • Cherry Creek Home Owners Association - Colorado Springs, CO
  • Cherry Grove Home Owners Association - Aurora, CO
  • Cherry Street Apartments - Denver, CO
  • City Of Bayamon - Bayamon, Puerto Rico
  • City of Council Bluffs - Council Bluffs, IA
  • City of Shawnee - Shawnee, KS
  • Cobble Creek Apartments - Glendale, AZ
  • Colonial Southwest - Ft. Worth, TX
  • Colorado Housing and Finance Authority - Aurora, CO
  • Condado Del Mar - San Juan, Puerto Rico
  • Condominio Coral Beach - Carolina, PR
  • Condominio Costamar - San Juan, PR
  • Condominium Care - Denver, CO
  • Condominium Iberia I - Guaynabo, PR
  • Condominium Marlin Towers - Isla Verda, Puerto Rico
  • Construction Planning & Management, Inc. - Ft. Worth, TX
  • Coral Gardens Condominiums - Miami, FL
  • Cornwall Association Ltd. - Denver, CO
  • Council Tower Apartments - St. Louis, MO
  • Country Mart Food Warehouse - Gardner, KS
  • Crestmoor Downs - Denver, CO
  • Cuban American National Council Inc. - Miami, FL
  • Cypress Trails Apartments - New Port Richey, FL
  • Dakota Apartments - Dallas, TX
  • Delmar Garden Enterprises, Inc. - Chesterfield, MO
  • Denver Commercial Associates, Inc. - Aurora, CO
  • Diamond Trek/Crossroads East - Mesquite, TX
  • Doland Co. LLP - Fargo, ND
  • Dollhouse Dreams Miniatures & Toys,
  • Dominion Tower Apartments - Miami, FL
  • Dondlinger & Sons Construction Co., Inc. - Wichita, KS
  • Eden Crossing - Pensacola, FL
  • Edgewater Tower Condo - Hollywood, FL
  • Eleven One Eleven Home Owners - Aurora, CO
  • Fairway Estates - Ft. Worth, TX
  • Fermenta Animal Health Company - Elwood, KS
  • First Federal Savings Bank - Aurora, CO
  • First Interstate Bank Of Golden - Denver, CO
  • First VI Federal Savings Bank - St. Thomas, US Virgin Islands
  • Florida Park Condo - Denver, CO
  • Fountainside Home Owners Association - Denver, CO
  • Four Freedoms House Of Miami Beach, Inc. - Miami Beach, FL
  • Fox Crossing - Denver, CO
  • Foxridge - Mission, KS
  • The Gannon Companies - Maryland Heights, MO
  • Gannon Management Co. - Maryland Heights, MO
  • Garden Real Estate - St. Louis, MO
  • Garden Villas - East - Chesterfield, MO
  • Glen Echo - Bellvue, CO
  • Gold Crown Management - Englewood, CO
  • Golden Door - Arlington, TX
  • Governor's Park Home Owners Association - Denver, CO
  • Grandview Tower - Wong Properties - Denver, CO
  • Green Meadow Apartments - Ft. Worth, TX
  • Green Mountain Vista - Golden, CO
  • Green Tree Village Ltd. - Denver, CO
  • Gulf Shores Surf & Racquet - Gulfshore, AL
  • Gunther's Spot - St. Thomas, VI
  • Gustine Partnership - St. Louis, MO
  • H.B. Hayne Corporate - Grand Junction, CO
  • Hadley Dean Associates - St. Louis, MO
  • Harrison Court Home Owners Association - Denver, CO
  • Health Industries, Inc. - Fargo, ND
  • Heritage Square - Ft. Worth, TX
  • Heron Financial Corp. - Dallas, TX
  • Heyde Sewing Machine - St. Louis, MO
  • High Point Townhomes HOA - Denver, CO
  • Highland Hills Apartments - Dallas, TX
  • Hilltop Townhouse Associates - Kansas City, MO
  • Holiday Shores Condo - Santa Rosa, FL
  • Homestead Properties - Homestead, FL
  • House Of TV - Aurora, CO
  • Hughes County Courthouse - Pierre, SD
  • Hughes County Sheriff's Office - Pierre, SD
  • Huntington Brook Apartments - Nashville, TN
  • Hutchison Apartments - St. Louis, MO
  • Imperial Towers Condominium - Hallandale, FL
  • Iowa Health Systems - Des Moines, IA
  • Iowa Lutheran Hospital - Des Moines, IA
  • Iowa Methodist Medical Center - Des Moines, IA
  • J. Medve Investment & Management, Inc. - St. Louis, MO
  • Jenner Properties - Grand Forks, ND
  • Jewell Ridge Condo Association - Lakewood, CO
  • John Hancock / Gannon Joint Venture - Miami, FL
  • Just Floors, Inc. - St. Louis, MO
  • Keyes Asset Management, Inc. - Miami, FL
  • Kirsten Realty Venture - Chesterfield, MO
  • Kugel Trust - Aurora, CO
  • La Concorde Condominiums Association Inc. - Denver, CO
  • Lago Del Rey Home Owners Associates - Miami, FL
  • Laguna View Tower I & Tower II - San Juan, Puerto Rico
  • Lake Lochwood Village HOA - Lakewood, CO
  • Lake Of The Woods Ltd. Partnership - St. Louis, MO
  • Lakepointe Apartments - Denver, CO
  • Lakeshore Apartments - Miami, FL
  • Landmark Apartments - Dallas, TX
  • Latin Quarter Venture - Denver, CO
  • Le Chateau - Ft. Worth, TX
  • Lee Manor - Denver, CO
  • Lincoln Towers West Condominiums - Miami Beach, FL
  • Little Reef Homeowners Association - St. Croix, US Virgin Islands
  • Lodge Apartments - Arlington, TX
  • Long Reef Condominium Association - St. Croix, US Virgin Islands
  • Madison Hill Condominium Association - Denver, CO
  • Madison Place Apartments - Denver, CO
  • Mark Twain Banks - St. Louis, MO
  • McDonagh Medical Center - Gladstone, MO
  • Meadow Creek Apartments - Boulder, CO
  • Medve Realty - Baton Rouge, LA
  • Midfirst Bank - Oklahoma City, OK
  • Midwest Grocery - Gardner, KS
  • Mill Run Home Owners Association - Aurora, CO
  • Monaco Place Home Owners Association - Lakewood, CO
  • Monroe Place Home Owners Association - Denver, CO
  • Montecito Apartments - Austin, TX
  • Montgomery Ward & Co. - Omaha, NE
  • Mountainside Association Inc. - Lakewood, CO
  • Municipality Of Caguas - Caguas, Puerto Rico
  • Municipio De Anasco, Puerto Rico
  • New Horizons - Orlando, FL
  • Normandy Shores Apartment Condominiums - Miami Beach, FL
  • Northgate Condominiums - Miami, FL
  • Nottawa Gardens West Inc. - Cordell, OK
  • Oak Creek Apartments - Avondale Estates, GA
  • Oak Creek Apartments - Kansas City, MO
  • Oak Park Condominiums - Denver, CO
  • Odell-Wentz and Associates, L.L.C. - Minot, ND
  • The Olde Co-Op Feed Store & Saloon, Inc. - Estancia, NM
  • Omni Properties - Denver, CO
  • Park Avenue Apartments - Denver, CO
  • Park Hill Apartments - Colorado Springs, CO
  • Parvin Estates - Kansas City, MO
  • Peachtree Park Apartments - Atlanta, GA
  • Pelican Reef West Condominiums - Coconut Grove, FL
  • Penn Plaza - Denver, CO
  • Peppercorn Apartments - Denver, CO
  • Photo Genesis Inc. - Miami, FL
  • Pines Garden - Denver, CO
  • Pinon Place Apartments - Aurora, CO
  • Pioneer Village - Arlington, TX
  • Platte Valley Terrace - Brighton, CO
  • Pointe Drive Condominiums - Miami, FL
  • The Port Authority Of Jamaica - Kingston, Jamaica
  • Port Royale Apartments - Crystal City, MO
  • Prairie Hills - Albuquerque, NM
  • Professional Management Associates, Inc. - Aurora, CO
  • Quarters Apartments - Dallas, TX
  • Quick Pics - St. Thomas, VI
  • Reality House, Inc. - Columbia, MO
  • Rembrandt Place Condominiums - Englewood, CO
  • Renaissance Retirement Community - Miami Beach, FL
  • Resolution Trust Corporation - Norristown, PA
  • Ridgemar Park Apartments - Ft. Worth, TX
  • River Valley Inn - St. Louis, MO
  • Royal Banks Of Missouri - St. Louis, MO
  • Rushmer Townhouse Association - Avon, CO
  • Saga Bay Apartments - Miami, FL
  • San Francisco West - Lakewood, CO
  • Sansone - St. Louis, MO
  • Sea Crest Apartments - Miami Beach, FL
  • Seasons Apartments - San Antonio, TX
  • SGA Aspen L.L. - Aspen, CO
  • Shanann Apartments - Albuquerque, NM
  • Shawnee County - Shawnee, KS
  • Sheridan Garden Apartments - Englewood, CO
  • Sierra Point Condominiums - Colorado Springs, CO
  • Sierra Point Home Owners Association - Colorado Springs, CO
  • SMC Contractors - Maryland Heights, MO
  • South Glen Commons - Littleton, CO
  • Spires Of Sherwood - Baton Rouge, LA
  • St. Augustin Apartments - Miami, FL
  • Sterling Point Apartments - Dallas, TX
  • Steve Sloan Realty Co. - Kansas City, MO
  • Stone & Alter Real Estate Company - University City, MO
  • Sugar Mill Condominium Association - St. Thomas, US Virgin Islands
  • Summerbreeze Apartments - Sunrise, FL
  • Sun Chase Apartmetns - Tampa, FL
  • Sun Grove Resort Village - Peoria, AZ
  • Sunrise Point Condominiums - Miami, FL
  • Sunshine Mission Ministries Inc. - St. Louis, MO
  • Super Valu - Lagrange, MO
  • Surfside Mansions Condominium - Carolina, Puerto Rico
  • SW Property Trust, Inc. - Albuquerque, NM
  • Taylor Ball - Boulder, CO
  • Taylor-Morley Management Company - St. Louis, MO
  • Terrace Hill Apartments - Atchison, KS
  • Terremark Center, Ltd. - Coconut Grove, FL
  • Texas Commercial Properties - Arlington, TX
  • Trinity Meadow Apartments - Dallas, TX
  • Triton Towers - Miami Beach, FL
  • Tyler Community Management - Lakewood, CO
  • University of Iowa/Phi Kappa Psi - Iowa City, IA
  • University of Miami Hospital & Clinic - Miami, FL
  • University Square Apartments - St. Louis, MO
  • University Square Company - St. Louis, MO
  • Van Winkle Chiropractic - Wichita, KS
  • Vevec Company - Albuquerque, NM
  • Vickery Management - Arlington, TX
  • Village Royale Apartments - St. Louis, MO
  • Vision Realty & Investment - Ft. Worth, TX
  • Vista Place - Arlington, TX
  • W & K Foods - St. Louis, MO
  • W & S Investments - St. Louis, MO
  • Water Point Estates Property Owners Association - St. Thomas, US Virgin Islands
  • Waterside I Home Owners Association - Lakewood, CO
  • Waterside II - Denver, CO
  • Weatherstone Apartments - Aurora, CO
  • Weatherstone Apartments - Bremerton, WA
  • Welco - Grand Forks, ND
  • Wellington Club Apartments - Mission, KS
  • Wellington Condominium Association - Denver, CO
  • Wellsford Residential Property Trust - Lakewood, CO
  • West Glen Village Apartments - Ballwin, MO
  • West Pine Associates - St. Louis, MO
  • West Pointe Apartments - St. Louis, MO
  • West Ridge Condominium Association - Lakewood, CO
  • Western Hills Apartments - Ft. Worth, TX
  • Westridge Home Owners - Lakewood, CO
  • Whisper Canyon Apartments - Phoenix, AZ
  • Williams Cove Apartments - Irving, TX
  • The Wilshire - Lake Charles, LA
  • Wilshire Manor Apartments - Bedford, TX
  • Wilshire Manor Apartments - Arlington, TX
  • Windstream Condominium - Denver, CO
  • Woodbine Healthcare Centre - Gladstone, MO
  • Woodcreek Apartments - Dallas, TX
  • Woodhaven Apartments - Denver, CO
  • Woodstream Falls - Denver, CO
  • Yarco Realty - Kansas City, MO

Contact Us

If you’re suffering from a commercial property damage claim, we can help!
Call us at 888.321.5200 or fill out the form below:
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