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Industry Specific Services Hotel, Motel & Resort

Without your help, I doubt that we would have reached a settlement anywhere near what you achieved for us... Your knowledge and interpretation of my rights under the terms of my policy provided hundreds of thousands of dollars of recovery that otherwise may have been lost, while your skilled negotiations afforded me with the flexibility to apply the settlement funds as I chose.
Frank Sinton
Iron Horse Inn, Durango, CO

Your Situation

Situation 1
1
You just suffered serious damage to your hotel/motel and you are wondering what to do next.
Situation 2
2
You call your insurance company and wait for an adjuster to come out hoping that they will have your best interests at heart.
Situation 3
3
You moved from the asset side of your insurance company's ledger to the liability side of their ledger.

How We Can Help

The More You Know, The Better The Results.

  • Settlement We will negotiate the best possible settlement.
  • Peace of Mind We can help you get back to your lives, family, and business sooner.
  • Administration We cover every part in preparing and settling your claim.
  • Team A team of experts on your side.

Factors To Consider

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Can guests stay in the undamaged rooms? Liability issues may make this a dangerous idea.
  • What happens if you place guests in other hotels you own? Does the insurance company get a credit?
  • Is there coinsurance in your policy?
    • If there is, what does it mean?
    • If there is, did your insurance adjuster tell you? If not, why not?
    • How is coinsurance calculated on replacement cost? On actual cash value?
    • Properly managing coinsurance can prevent disaster. Not properly managing coinsurance can put you out of business!
  • Asbestos and lead containing materials can have a major impact on your claim. Make sure they are addressed properly to avoid future liability issues.
  • Frequently insurance companies use independent building consultants to prepare bids.
    • Who are these consultants?
    • Who are they working for?
    • Do they only work for insurance companies? Why this should be a red flag.
  • Title 24 and handicap bathrooms, bars, seating and dance floors. What does it mean to you? Your claim?
  • Will the insurance company continue to pay franchise fees while your hotel is closed?
  • If you place guests in undamaged rooms, how does it affect your business income claim?
  • What is your broker/agent’s role?
    • Will he/she be adjusting the claim?
    • How many claims has he/she handled?
    • Will his/her role be active or passive?
    • When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Replacement properties. Lease purchase strategy. Is it good for you?
  • Is it always beneficial for your building/property to be considered a “total loss?” If not, why not?
  • Code Upgrade coverage is very important when rebuilding after a fire.
    • How does your coverage address code coverage?
    • Green building upgrades?
    • If your coverage is limited, is there anything you can do about it?
  • If your restaurant is destroyed but the hotel units are not impacted, will your business interruption pay for your loss of sales due to no restaurant being available?
  • Can you continue to pay your employees?
    • “Ordinary” employees versus “key” employees. How do they get classified? What is covered?

Hotel, Motel & Resort Client References

  • Abbey at Cherry Creek HOA - Denver, CO
  • Acacia Equities - Thornton, CO
  • AIMCO Properties - Boulder, CO
  • Albuquerque Allsuite - Albuquerque, NM
  • American Foodsource Corp. - La Junta, CO
  • Americold Corporation - Kansas City, KS
  • Ammons Park Home Owners - Lakewood, CO
  • Apartment & Condominium Concepts Unlimited, Inc. - Golden, CO
  • Apple Creek Home Owners Association - Arvada, CO
  • Arco Shenandoah Partnership - St. Louis, MO
  • Ashwood Park - Pasadena, TX
  • Barcelona Court Hotel - Albuquerque, NM
  • Beaumont Place Home Owners Association - Denver, CO
  • BJD Properties - St. Louis, MO
  • Brandin' Iron Motor Lodge - Denver, CO
  • Brandy Chase II Home Owners Association - Aurora, CO
  • Brickell Bay Club Condominium Association Inc. - Miami, FL
  • Brickell Bay Tower Condominiums - Miami, FL
  • Brickell Town House Association, Inc. - Miami, FL
  • Brickness Town House - Miami, FL
  • Brott's Western Lanes - Coffeyville, MO
  • Cabrita Point Condo Association - St. Thomas, US Virgin Islands
  • Cargill, Inc. - Caracas, Venezuela
  • The Cascades - Arlington, TX
  • Cedar Court Home Owners Association - Denver, CO
  • Cherry Creek Home Owners Association - Colorado Springs, CO
  • Cherry Grove Home Owners Association - Aurora, CO
  • Coamo Springs Golf & Tennis Club, Puerto Rico
  • Colorado Housing and Finance Authority - Aurora, CO
  • Condado Del Mar - San Juan, Puerto Rico
  • Condominio Coral Beach - Carolina, PR
  • Condominio Costamar - San Juan, PR
  • Condominium Care - Denver, CO
  • Condominium Iberia I - Guaynabo, PR
  • Condominium Marlin Towers - Isla Verda, Puerto Rico
  • Construction Planning & Management, Inc. - Ft. Worth, TX
  • Coral Beach Towers I & II, Puerto Rico
  • Coral Gardens Condominiums - Miami, FL
  • Cornwall Association Ltd. - Denver, CO
  • Corsica Cooperative Association - Corsica, SD
  • The Cotton Gin - Miami, FL
  • Crossroads Motor Inn - York, NE
  • Cuchara Lodge, Inc. - Cuchara, CO
  • Denver Commercial Associates, Inc. - Aurora, CO
  • Dominion Tower Apartments - Miami, FL
  • Dondlinger & Sons Construction Co., Inc. - Wichita, KS
  • Edgewater Tower Condo - Hollywood, FL
  • Eleven One Eleven Home Owners - Aurora, CO
  • Enrichment Investment Co. - Garland, TX
  • Farmers Union Co-Op Elevator - Reliance, SD
  • First Interstate Bank Of Golden - Denver, CO
  • Florida Park Condo - Denver, CO
  • Fountain Teen Center - Fountain, CO
  • Fountainside Home Owners Association - Denver, CO
  • Four Freedoms House Of Miami Beach, Inc. - Miami Beach, FL
  • The Gannon Companies - Maryland Heights, MO
  • Gannon Management Co. - Maryland Heights, MO
  • Garden Real Estate - St. Louis, MO
  • Gateway Center - Vail, CO
  • Glen Echo - Bellvue, CO
  • Gold Crown Management - Englewood, CO
  • Governor's Park Home Owners Association - Denver, CO
  • Grandview Tower - Wong Properties - Denver, CO
  • Gustine Partnership - St. Louis, MO
  • H.B. Hayne Corporate - Grand Junction, CO
  • Hadley Dean Associates - St. Louis, MO
  • Harrison Court Home Owners Association - Denver, CO
  • Heritage Hotel - Englewood, CO
  • Heron Financial Corp. - Dallas, TX
  • High Point Townhomes HOA - Denver, CO
  • Hilltop Townhouse Associates - Kansas City, MO
  • Hirst Imports - Oklahoma City, OK
  • Holiday Shores Condo - Santa Rosa, FL
  • Homestead Properties - Homestead, FL
  • Hotel Innsbruck - Taos, NM
  • Huntington Brook Apartments - Nashville, TN
  • Imperial Towers Condominium - Hallandale, FL
  • Iowa Health Systems - Des Moines, IA
  • Iowa Lutheran Hospital - Des Moines, IA
  • Iowa Methodist Medical Center - Des Moines, IA
  • Iowa Paint Manufacturing Inc. - Des Moines, IA
  • J. Medve Investment & Management, Inc. - St. Louis, MO
  • Jenner Properties - Grand Forks, ND
  • Jewell Ridge Condo Association - Lakewood, CO
  • John Hancock / Gannon Joint Venture - Miami, FL
  • JRA Investment Corp. - Elkhorn, NE
  • Keyes Asset Management, Inc. - Miami, FL
  • King Christian Hotel - St. Croix, US Virgin Islands
  • Kings Wharf Island Enterprises - Christiansted, St. Croix, US Virgin Islands
  • Kirsten Realty Venture - Chesterfield, MO
  • Kugel Trust - Aurora, CO
  • La Concorde Condominiums Association Inc. - Denver, CO
  • Lago Del Rey Home Owners Associates - Miami, FL
  • Laguna View Tower I & Tower II - San Juan, Puerto Rico
  • Lake Lochwood Village HOA - Lakewood, CO
  • Lincoln Towers West Condominiums - Miami Beach, FL
  • Little Reef Homeowners Association - St. Croix, US Virgin Islands
  • Long Reef Condominium Association - St. Croix, US Virgin Islands
  • Madison Hill Condominium Association - Denver, CO
  • Majestic Associates - St. Louis, MO
  • Market Center - Denver, CO
  • McKeesport Inn - McKeesport, PA
  • Medve Realty - Baton Rouge, LA
  • Meredith Corporation - Des Moines, IA
  • Mill Run Home Owners Association - Aurora, CO
  • Monaco Place Home Owners Association - Lakewood, CO
  • Monroe Place Home Owners Association - Denver, CO
  • Mont Rest Bed & Breakfast - Bellvue, IA
  • Mountainside Association Inc. - Lakewood, CO
  • National Hotel - Miami Beach, FL
  • New Horizons - Orlando, FL
  • Normandy Shores Apartment Condominiums - Miami Beach, FL
  • Northgate Condominiums - Miami, FL
  • Oak Park Condominiums - Denver, CO
  • Odell-Wentz and Associates, L.L.C. - Minot, ND
  • Oxford Hotel - Denver, CO
  • The Oxford Hotel - Denver, CO
  • Parrot Jungle - Miami, FL
  • Payless Cashways Inc. - Albuquerque, NM
  • Payless Cashways, Inc. - Elwood, KS
  • Pelican Reef West Condominiums - Coconut Grove, FL
  • Plaza Venetia - Miami, FL
  • Pointe Drive Condominiums - Miami, FL
  • Preferred Motor Inn & Rec. - Limon, CO
  • Professional Management Associates, Inc. - Aurora, CO
  • Quartz Mountain State Resort - Lone Wolf, OK
  • Ramada Inn North - Kansas City, MO
  • Rembrandt Place Condominiums - Englewood, CO
  • Resolution Trust Corporation - Norristown, PA
  • Riviera Beach Resort - Hallandale, FL
  • Rock Creek Mine Resort Beartooth Lodge - Red Lodge, MT
  • Rushmer Townhouse Association - Avon, CO
  • Sabetha Lanes & Lounge Inc. - Sabetha, KS
  • SGA Aspen L.L. - Aspen, CO
  • Shelborne Beach Hotel - Miami Beach, FL
  • Shell Seekers - St. Thomas, US Virgin Islands
  • Shepherd Of The Hills - Branson, MO
  • Sierra Point Condominiums - Colorado Springs, CO
  • Sierra Point Home Owners Association - Colorado Springs, CO
  • SMC Contractors - Maryland Heights, MO
  • Sorrel Ridge, LLC - Ken Caryl Ranch, CO
  • South Glen Commons - Littleton, CO
  • Spires Of Sherwood - Baton Rouge, LA
  • Steve Sloan Realty Co. - Kansas City, MO
  • Stone & Alter Real Estate Company - University City, MO
  • Sugar Mill Condominium Association - St. Thomas, US Virgin Islands
  • Sunrise Club, Inc. - Miami, FL
  • Sunrise Point Condominiums - Miami, FL
  • Surfside Mansions Condominium - Carolina, Puerto Rico
  • SW Property Trust, Inc. - Albuquerque, NM
  • Taylor Ball - Boulder, CO
  • Taylor-Morley Management Company - St. Louis, MO
  • Terremark Center, Ltd. - Coconut Grove, FL
  • Texas Commercial Properties - Arlington, TX
  • TSW Investment - Denver, CO
  • Tudor Hotel Association - Miami Beach, FL
  • Tyler Community Management - Lakewood, CO
  • University Square Company - St. Louis, MO
  • Vickery Management - Arlington, TX
  • Vision Realty & Investment - Ft. Worth, TX
  • W & S Investments - St. Louis, MO
  • Water Point Estates Property Owners Association - St. Thomas, US Virgin Islands
  • Waterside I Home Owners Association - Lakewood, CO
  • Waterside II - Denver, CO
  • Welco - Grand Forks, ND
  • Wellington Condominium Association - Denver, CO
  • Wellsford Residential Property Trust - Lakewood, CO
  • Werner Kugler Industries - Florrisant, MO
  • West End Wax - St. Louis, MO
  • West Pine Associates - St. Louis, MO
  • West Ridge Condominium Association - Lakewood, CO
  • Westridge Home Owners - Lakewood, CO
  • Windstream Condominium - Denver, CO
  • Yarco Realty - Kansas City, MO

Insights for Your Industry® is our E-publication created to help specific industries protect their property. For example, our first three editions cover hoteliers and the issues related to property claims that are important to their business following a disaster. Articles are written from a policyholder’s perspective and include real-life examples as a comprehensive guide to improve disaster preparedness.

Adjusting Today® is a free resource from AI covering the most current insurance topics and critical issues affecting property damage and business interruption claims. It’s written by the leading insurance experts and from the policyholder’s perspective and includes real-life examples to provide insurance agents and brokers, risk managers, attorneys, business owners and other business professionals the context and knowledge to improve disaster preparedness.

Contact Us

If you’re suffering from a commercial property damage claim, we can help!
Call us at 888.321.5200 or fill out the form below:
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