If you suffer major property damage, it will take time to pick up the pieces and get back to normal. In the meantime, you will also have to prepare and file an insurance claim for the sake of your business, livelihood, and family. Handling a property damage insurance claim will become a full-time job, especially if you have not handled one before. On top of this, the insurance company will have an entire team working on its behalf to limit its financial exposure from your claim.
This is why our public adjusters work to exclusively represent you, the policyholder, in the insurance claims process. We have helped thousands of property owners in Omaha, Lincoln, Bellevue and elsewhere across the state — even as far as Council Bluffs, Iowa. Our expertise ensures a fair outcome as we negotiate a full and fair settlement for you.
What Kind of Disasters Cause Major Property Damage in Nebraska?
If you have a Lincoln or Omaha fire damage claim, a public adjuster will enlist its inventory specialists to document everything that was lost — down to the last paperclip — and assess the true value for your claim.
For over 30 years, Nebraska has averaged 51 tornadoes annually. An Omaha tornado and other damaging winds can rip off rooftops and siding, destroy manufacturing equipment, and loosen the structural foundation of your facility.
There are frequent warnings and reports of hail near Omaha, Lincoln, Bellevue, and elsewhere across the state. A hailstorm can puncture rooftops (and then cause leaking and extensive water damage), damage landscaping, and destroy operational equipment needed for your business. A public adjuster knows how to spot hail damage (both obvious and hidden), categorize it, and assign an accurate value to your claim.
The freezing temperatures of a Nebraska winter can burst your pipes and cause water damage — stained walls, warped hardwood floors, mold, and more.
The "bomb cyclone" of 2019 caused over $1 billion of flood damage in Nebraska. Heavy rainfall and snowmelt caused major flooding across the Missouri River Basin, including three-fourths of Nebraska's 93 counties. Policyholders should be aware that flood insurance is typically sold separately from your regular commercial insurance policy. Check if you have flood insurance in case of another Nebraska flooding incident.
Why Should Nebraska Property Owners Hire a Public Adjuster for Property Damage Claims?
The insurance company will have an entire team working on its behalf to limit its financial exposure from your claim. As public adjusters, we make sure your claim is detailed, submitted on time, and supported so that the insurance company does not have a reason to delay your recovery or give you less than what you are owed.
Why Use a Licensed Public Adjuster From Adjusters International/MBC?
We have 25 years of unmatched experience helping thousands of property owners in Omaha, Lincoln, Bellevue, and elsewhere in Nebraska, including Council Bluffs, Iowa. We secured millions in settlements for them after devastating property damage.
We have more Certified Professional Public Adjusters (CPPAs) and Senior Professional Public Adjusters (SPPAs) than any other public adjusting firm in the United States. Our expertise and resources have helped earn us an outstanding track record in Nebraska property damage claim management.